Modern computing technology and the combined resources of more than 18 countries worldwide has made it possible to map all the human genes, and analyze and sequence the human DNA.
The successful mapping of the human genome will lead to a quantum leap in medical science and treatment.
It will also lead to changes in the way life insurance business is done.
The above article makes it possible to "predict" those at higher risks of getting heart diseases. This may lead to "anti-selection" as those who are aware of their greater risks will want to get themselves insured. Conversely, life insurance companies may wish to exclude such risks via medical screening exams.
All these will happen when the costs of screening are made affordable, again with advances in technology.
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