Kidney donors & insurance

The above article in My Paper 11/08/08 should provide some reassurance to potential kidney donors.

The LIA's general position, as given by the current LIA President, is that the insurability of voluntary organ transplant donors depend on their health conditions after the transplant - for kidney donors, if the remaining kidney shows normal kidney function test results and that if the donors are non-smokers, their life and health insurance premiums will be based on standard rates, without any risk-premium loading.

Great Eastern Life further stated that there is no difference in the average life expectancy between a kidney donor and non-donor, and that they will regard donors as any normal healthy persons.

According to the article, 11% of organ donors in the U.S. face difficulties in buying life, disability or health insurance.